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المالية

Future Value Calculator

Future Value Calculator

العملة
$
%
سنة
$

اختياري

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We're working on a comprehensive educational guide for the Future Value Calculator in your language. The content below is shown in English.

ما هو Future Value Calculator?

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A future value calculator projects the growth of a lump-sum investment or regular savings over time at a specified interest rate.

PrimeCalcPro provides professional-grade tools trusted by businesses and academics.

الصيغة

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f(x)FV = PV × (1 + r)ⁿ (lump sum); FV = PMT × [((1+r)ⁿ − 1) / r] (annuity)

شرح المتغيرات

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رمزالاسموحدةالوصف
PVPresent Valuecurrency—
rInterest rate per period%—
nNumber of periods——
FVFuture Valuecurrency—

كيفية Future Value Calculator

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  1. 1Lump sum: FV = PV × (1 + r)ⁿ
  2. 2Regular contributions: FV = PMT × [(1+r)ⁿ−1]/r
  3. 3Real return: adjust for inflation: real FV = FV / (1+inflation)ⁿ
  4. 4Rule of 72: years to double ≈ 72 / annual rate

أمثلة محلولة

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مثال 1
معطى:$1,000 at 7% for 30 years
النتيجة:FV = $1,000 × 1.07³⁰ = $7,612

تطبيقات عملية

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Retirement savings planning

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Investment goal projections

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College fund accumulation

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Trust fund valuations

FV of $1,000 at Different Rates

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Rate10yr20yr30yr
5%$1,629$2,653$4,322
7%$1,967$3,870$7,612
10%$2,594$6,727$17,449

أسئلة شائعة

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Q

What's the difference between FV and compound interest?

A

Same concept. FV = future value calculation. Compound interest = the mechanism (interest on interest).

Q

How does compounding frequency matter?

A

Annual: once/year. Quarterly: 4x/year. Daily: 365x/year. More frequent = slightly higher FV.

Q

Is $100 today worth the same as $100 in 10 years?

A

No. Time value of money: $100 today > $100 later due to earning potential and inflation.

لأغراض المعلومات فقط. هذه الأداة لا تشكل نصيحة مالية. استشر مستشارًا ماليًا مؤهلاً قبل اتخاذ قرارات استثمارية أو مالية.
Mathematically verified
Reviewed October 2026
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