Как да изчислим Altman Z Score

Какво е Altman Z Score?

Altman Z-score predicts business bankruptcy risk using financial ratios: Z = 1.2X1 + 1.4X2 + 3.3X3 + 0.6X4 + 1.0X5.

Ръководство стъпка по стъпка

1. 1Input five financial variables from balance sheet/income
2. 2Calculate weighted Z-score
3. 3Interpret: <1.8 bankruptcy risk, 1.8-3.0 gray zone, >3.0 safe

Worked Examples

Common Mistakes to Avoid

• ✕Using outdated financial data
• ✕Applying to non-manufacturing (modified formula needed)

Frequently Asked Questions