Как да изчислим Periodic Interest Rate
Какво е Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Ръководство стъпка по стъпка
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Worked Examples
Вход
6% annual · monthly compounding
Резултат
Periodic rate = 6% / 12 = 0.5% per month
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