Retirement Age Calculator
Current Age
Current Savings ($)
Monthly Contribution ($)
Retirement Target ($)
Annual Growth Rate (%)
A retirement age calculator projects when savings will reach a target pot based on current balance, monthly contributions, and expected growth rate.
- 1Project balance monthly: B × (1 + r/12) + contribution
- 2Count months until balance ≥ target
- 3Target = desired annual income × 25 (4% rule)
- 4Higher contributions = earlier retirement date
Age 35, $50k saved, $1,200/mo, 7% growth, $1M target=Retirement at approximately age 56 (21 years)
| Monthly saving | Target $1M at 7% from $50k base |
|---|---|
| $500 | ~32 years |
| $1,000 | ~23 years |
| $1,500 | ~19 years |
| $2,000 | ~17 years |
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