Jak vypočítat APR to APY Converter

Co je APR to APY Converter?

APR (annual percentage rate) and APY (annual percentage yield) differ because APY accounts for compounding. APY is always higher and shows the true return on savings or cost of credit.

Vzorec

APY = (1 + APR/n)ⁿ - 1, where n is compounding frequency per year

Průvodce krok za krokem

1Enter APR as a decimal
2Select compounding frequency (daily, monthly, quarterly, annual)
3Calculate APY using the formula

Worked Examples

Vstup

APR = 5%, daily compounding

Výsledek

APY ≈ 5.127%

(1 + 0.05/365)³⁶⁵ - 1

Common Mistakes to Avoid

✕Treating APR and APY as equivalent
✕Wrong compounding frequency

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