Jak vypočítat Debt Avalanche
Co je Debt Avalanche?
Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.
Průvodce krok za krokem
- 1Input all debts with balances and rates
- 2Order by interest rate (highest first)
- 3Calculate payoff timeline and total interest
Worked Examples
Vstup
Credit card 18%, student loan 4%, car 5%
Výsledek
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant
Common Mistakes to Avoid
- ✕Not accounting for minimum payments
- ✕Neglecting new charges during payoff
Frequently Asked Questions
Vs. snowball method?
Avalanche saves most money; snowball provides psychological wins (small balances first).
Jste připraveni počítat? Vyzkoušejte bezplatnou kalkulačku Debt Avalanche
Zkuste to sami →