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Effective tax rate is total tax paid divided by total income, showing the true percentage of income paid as tax. It differs from marginal rate which applies only to the next dollar earned.

Formel

Effective rate = Total tax / Total income

Trin-for-trin guide

  1. 1Calculate tax owed based on tax brackets and income
  2. 2Divide total tax by total income
  3. 3Result is the actual average percentage rate

Løste eksempler

Input
Income: $80k, Tax: $12k
Resultat
Effective rate: 15%
vs marginal rate applied to top bracket

Almindelige fejl at undgå

  • Confusing effective with marginal rate
  • Not accounting for all income sources

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