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A mortgage refinance calculator determines whether refinancing makes financial sense by comparing your current loan against a new one with different rates or terms. The key metric is the break-even point — the number of months it takes for monthly savings to recover the closing costs.

Trin-for-trin guide

  1. 1Enter your data
  2. 2System calculates

Løste eksempler

Input
300k @ 4.5%, 25 years, refi @ 3.75%, closing 3000
Resultat
New payment: 1398 (saves 120/month), break-even: 25 months
Account for inflation

Almindelige fejl at undgå

  • Inaccurate inputs
  • Outdated assumptions

Ofte stillede spørgsmål

What does this calculator do?

Enter your data

How do I use this calculator?

System calculates

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