Cashback Calculator
Spending ($)
Cashback Rate (%)
Period
Cashback calculators show earnings from credit card or retailer cashback schemes. Even 1% cashback on everyday spending adds up significantly — but only if the balance is paid in full monthly.
- 1Cashback earned = Spend × Rate / 100
- 2Annual total = Monthly cashback × 12
- 3Compare to annual card fee to ensure net benefit
- 4Carrying a balance makes interest charges dwarf any cashback
£2,500/month spending, 0.5% cashback=Monthly: £12.50; Annual: £150 cashback
| Category | Typical rate |
|---|---|
| Supermarkets | 0.5–1% |
| Fuel / petrol | 0.5–1% |
| General spending | 0.25–0.5% |
| Amex Rewards | 1–5% |
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