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Financial

Net Worth Calculator

Assets minus liabilities equals net worth

Net Worth Calculator

ASSETS

LIABILITIES

Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the single most important measure of financial health — more meaningful than income alone, as two people with the same salary can have very different net worths depending on their spending and saving habits.

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Tip: Pension wealth is often the most underappreciated component of net worth. A defined benefit pension promising £20,000/year in retirement has a capital value of approximately £400,000–£500,000.

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