Home Equity Calculator
Current Home Value ($)
Mortgage Balance ($)
Home equity is the portion of property value you own: current market value minus outstanding mortgage balance. Equity grows as you repay the mortgage and as property values rise.
- 1Equity = Current value − Mortgage balance
- 2Equity % = Equity / Value × 100
- 3LTV = Mortgage / Value × 100
- 4HELOC lets you borrow against equity up to ~80% LTV
Home $420k, mortgage $260k=Equity = $160k (38.1%); LTV = 61.9%
| Equity % | Significance |
|---|---|
| 20% | PMI eliminated |
| 50% | Strong refinance position |
| 80% | Max typical HELOC borrowing |
| 100% | Mortgage-free |
References
🔒
100% Kostenlos
Keine Anmeldung
✓
Genau
Geprüfte Formeln
⚡
Sofort
Ergebnisse beim Tippen
📱
Mobilfreundlich
Alle Geräte