Πώς να υπολογίσετε το Home Insurance

Τι είναι το Home Insurance;

Home insurance (buildings and contents) protects against structural damage and loss of possessions. Always insure the rebuild cost — not the market value, which includes land.

Τύπος

ReplacementCost

Home reconstruction cost estimate (Currency)

LiabilityCoverage

Liability coverage limit (Currency ($100k–$500k))

Deductible

Deductible per claim (Currency ($250–$2,500))

PremiumAnnual

Annual insurance premium (Currency)

Οδηγός βήμα προς βήμα

1. 1Buildings: insure rebuild cost (structure and fittings)
2. 2Contents: insure replacement value of possessions
3. 3Typical cost: 0.25–0.5% of insured value per year
4. 4Higher excess/deductible reduces premium

Worked Examples

Frequently Asked Questions