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A car lease vs buy calculator compares the total financial cost of leasing a new vehicle against purchasing it outright or with finance. It helps drivers make an objective decision based on monthly cost, total cost, and usage patterns.
Guía paso a paso
- 1Lease cost: monthly payments × lease term + initial payment + excess mileage charges + no asset at end
- 2Buy cost: purchase price + finance interest − resale value at equivalent period
- 3Compare total out-of-pocket cost, not just monthly payment
Ejemplos resueltos
Entrada
£400/month lease 3yr vs £15k finance at 6% APR, £8k residual
Resultado
Lease: £14,400 · Buy: £12,800 net
Buying wins if residual is good
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