learn.howToCalculate

learn.whatIsHeading

A safe withdrawal rate (SWR) calculator determines how much can be withdrawn annually from a retirement portfolio without running out of money. The "4% rule" — backed by the Trinity Study — suggests that withdrawing 4% in year 1 and adjusting for inflation has historically sustained a 30-year retirement. Lower SWRs (3–3.5%) are safer for longer retirements.

Guía paso a paso

1Provide necessary inputs
2Review calculations

Ejemplos resueltos

Entrada

Enter the required values

Resultado

Result computed by the formula

Errores comunes a evitar

✕Measurement errors
✕Wrong assumptions

Preguntas frecuentes

What does this calculator do?

Provide necessary inputs

How do I use this calculator?

Review calculations

learn.ctaText

Pruébalo tú mismo →