Practical
Technical Debt Cost Calculator
Quantify the financial cost of technical debt as a percentage of dev time
Technical debt is the implied future cost of choosing quick solutions over better-designed approaches. Like financial debt, it accrues interest through slower development and increased bugs.
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Tip: Allocate 20% of every sprint to tech debt reduction - treating it as a continuous operating cost prevents it from becoming a crisis.
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Fun Fact
Ward Cunningham coined the technical debt metaphor in 1992. He never intended it to justify sloppy code.
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