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Insulation Savings Calculator

Energy and cost savings from home insulation

Home Insulation Savings

Insulated Area (m²)
Current R-value
New R-value
Heating Degree Days
Energy Rate ($/kWh)

Home insulation reduces heat loss through walls, loft, and floor. Higher R-value = better insulation. Loft insulation typically offers the fastest payback — often under 2 years.

  1. 1Heat loss ∝ Area × U-value × ΔT (U = 1/R)
  2. 2Doubling R-value halves heat loss through that element
  3. 3Payback = Install cost / Annual energy saving
  4. 4UK ECO4 scheme may fund upgrades for eligible households
80m² loft, R-2 → R-6, 3,500 HDD, £0.07/kWh gas=Annual saving ≈ £320; £600 install cost; payback ≈ 1.9 years
MaterialR-value per inchUse
Mineral wool batts3.0–3.8Loft, walls
Rigid foam (PIR)6.0–7.0Roofs, floors
Spray foam (closed)6.0–7.0Awkward spaces
Cellulose blown3.2–3.8Loft infill
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