Sinking Fund Calculator
Goal Amount ($)
Months to Save
Already Saved ($)
A sinking fund is a dedicated savings account for a planned future expense. Instead of borrowing when the expense arrives, you save a fixed amount each month in advance — eliminating debt and interest.
- 1Monthly Saving = (Goal − Already Saved) ÷ Months Remaining
- 2Common sinking funds: car replacement, holiday, home repairs, Christmas
- 3Separate accounts for each fund prevent accidental spending
- 4High-interest savings accounts maximise growth
$3,000 holiday in 6 months=Save $500/month
$10,000 car deposit in 2 years=Save $416.67/month
$1,200 Christmas fund, 10 months=Save $120/month
| Category | Typical Goal | Monthly (12 months) |
|---|---|---|
| Holiday | $3,000 | $250 |
| Car deposit | $5,000 | $417 |
| Home repairs | $2,400 | $200 |
| Christmas | $1,200 | $100 |
| New laptop | $1,500 | $125 |
| Wedding | $20,000 | $1,667 |
References
🔒
100% Gratuit
Sans inscription
✓
Précis
Formules vérifiées
⚡
Instantané
Résultats immédiats
📱
Compatible mobile
Tous les appareils