Loan ની ગણતરી કેવી રીતે કરવી

Loan શું છે?

Loan amortization spreads equal payments over the loan term. Each payment first covers accrued interest, with the remainder reducing the principal. Early payments are mostly interest; later ones mostly principal.

પગલું દ્વારા પગલું માર્ગદર્શિકા

1. 1Convert annual rate to monthly: r = annual rate ÷ 12
2. 2Calculate n = total payments (years × 12)
3. 3Apply: M = P × r(1+r)ⁿ / ((1+r)ⁿ − 1)
4. 4Total interest = (M × n) − P

Worked Examples