Savings Goal ની ગણતરી કેવી રીતે કરવી

Savings Goal શું છે?

A savings goal calculator determines how much you need to save each month (or how long it takes) to reach a target amount by a specific date, given your current savings and expected investment return.

પગલું દ્વારા પગલું માર્ગદર્શિકા

1. 1Future value of existing savings: FV = PV × (1 + r)^n
2. 2Gap = Goal − FV of current savings
3. 3Required monthly contribution = Gap × r / ((1+r)^n − 1) × 1/(1+r)
4. 4Higher return rates or longer timelines dramatically reduce required monthly contributions

Worked Examples