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כיצד לחשב את Payback Period

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Payback period is how long it takes for an investment to recover its initial cost through cash inflows. Simple but ignores time value of money; discounted payback is more accurate.

נוסחה

Payback = Year before recovery + (Unrecovered cost / Cash flow in recovery year)

מדריך שלב אחר שלב

  1. 1List cash inflows by year
  2. 2Accumulate until initial investment is recovered
  3. 3Calculate exact time within the recovery year

Worked Examples

קלט
Initial: $10k, Flows: $3k, $4k, $5k
תוצאה
Payback ≈ 2.2 years
Recovers in early year 3

Common Mistakes to Avoid

  • Ignoring time value of money
  • Not handling cash inflows before payback

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