Kako izračunati College Savings
Što je College Savings?
529 college savings plan calculator estimates education cost and required savings using investment growth and inflation assumptions.
Vodič korak po korak
- 1Input child age, college age, annual cost, inflation rate, expected return
- 2Calculate total needed and monthly savings required
- 3Show plan balance at college time
Worked Examples
Unos
Newborn, 18-year public state school
Rezultat
Need ~$150,000 at 3% education inflation, requires ~$450/month at 7% return
Cost and savings vary significantly
Common Mistakes to Avoid
- ✕Under-estimating college cost inflation
- ✕Not accounting for scholarships/aid
Frequently Asked Questions
Should I open 529?
Yes, tax-deferred growth valuable; but student loan options also available.
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