A(z) APR to APY Converter kiszámítása
Mi az a APR to APY Converter?
APR (annual percentage rate) and APY (annual percentage yield) differ because APY accounts for compounding. APY is always higher and shows the true return on savings or cost of credit.
Képlet
APY = (1 + APR/n)ⁿ - 1, where n is compounding frequency per year
Útmutató lépésről lépésre
- 1Enter APR as a decimal
- 2Select compounding frequency (daily, monthly, quarterly, annual)
- 3Calculate APY using the formula
Worked Examples
Bemenet
APR = 5%, daily compounding
Eredmény
APY ≈ 5.127%
(1 + 0.05/365)³⁶⁵ - 1
Common Mistakes to Avoid
- ✕Treating APR and APY as equivalent
- ✕Wrong compounding frequency
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