A(z) EMI Loan kiszámítása
Mi az a EMI Loan?
EMI (Equated Monthly Installment) is the fixed monthly payment for a loan, comprising both principal and interest. Widely used in India and South Asia for home loans, car loans, and personal loans. The formula is identical to the standard loan payment calculation.
Útmutató lépésről lépésre
- 1EMI = P × r × (1+r)^n / ((1+r)^n − 1)
- 2P = Principal, r = monthly interest rate (annual rate/12), n = loan tenure in months
- 3Total payment = EMI × n; Total interest = Total payment − Principal
- 4Partial prepayment reduces either the EMI or the tenure
Worked Examples
Bemenet
₹50 lakh loan, 8.5% p.a., 20 years
Eredmény
₹43,391 EMI
Total interest: ₹54.1 lakh
Bemenet
₹10 lakh personal loan, 14%, 3 years
Eredmény
₹34,178 EMI
Total interest: ₹2.3 lakh
Készen állsz a számításra? Próbálja ki az ingyenes EMI Loan számológépet
Próbáld ki te is →