A(z) Periodic Interest Rate kiszámítása
Mi az a Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Útmutató lépésről lépésre
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Worked Examples
Bemenet
6% annual · monthly compounding
Eredmény
Periodic rate = 6% / 12 = 0.5% per month
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