A reverse mortgage lets homeowners aged 55+ borrow against home equity without monthly repayments. The loan plus accumulated interest is repaid when the home is eventually sold.
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Tip: Shop for the lowest interest rate - a 0.5% difference compounds significantly over a 15-20 year loan period.
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Fun Fact
The UK equity release market exceeded 6 billion GBP in 2022 as house price growth gave retirees more equity to access.
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