Owner-Financed Loan Kalkulator

Calculates payments and amortization for seller-financed real estate and other owner-financed purchases.

Enter purchase price and down payment Then: Specify interest rate and loan term in years Then: Calculate monthly payment and amortization schedule.

Example: Input $150,000 property, $30,000 down, 6% for 20 years gives a result of $716.43 monthly payment (Seller financing arrangement).

Yes — completely free with no registration, download, or subscription required. All calculations happen instantly in your browser.

Our Owner-Financed Loan Kalkulator uses verified mathematical formulas and is accurate to multiple decimal places. Results are calculated in real-time using the same methods used by professionals.

This calculator is for educational and estimation purposes. For major financial decisions — especially mortgages, investments, or tax planning — always consult a qualified financial adviser.