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Cara Menghitung Daily Compound Interest

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Daily compounding accumulates interest every single day, providing the most frequent compounding in typical banking. It results in slightly higher returns than monthly or quarterly.

Rumus

A = P(1 + r/365)^(365t) where r is annual rate and t is years

Panduan Langkah demi Langkah

  1. 1Enter principal P, annual rate r, and time period t in years
  2. 2Apply the daily compound formula
  3. 3Result shows final amount after all compounding periods

Contoh Terpecahkan

Masukan
P = $10,000, r = 4%, t = 5 years
Hasil
A ≈ $12,214
Daily compounding over 5 years

Kesalahan Umum yang Harus Dihindari

  • Using 360 days instead of 365
  • Confusing monthly and daily rates

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