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Cara Menghitung Dollar Cost Averaging

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Dollar-cost averaging invests a fixed amount regularly, reducing the impact of market volatility. By buying more shares when prices are low and fewer when high, it lowers the average cost per share.

Rumus

Average cost per share = Total invested / Total shares acquired

Panduan Langkah demi Langkah

  1. 1Enter investment amount, time period, and price history
  2. 2Calculate shares purchased each period at current price
  3. 3Sum total spent and shares to find average cost

Contoh Terpecahkan

Masukan
Monthly: $500, Prices: $50, $40, $60
Hasil
Avg cost ≈ $49.17/share
vs simple average of $50

Kesalahan Umum yang Harus Dihindari

  • Confusing with buying a lump sum at average price
  • Ignoring fees and slippage

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