Cara Menghitung Mortgage Refinance

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A mortgage refinance calculator determines whether refinancing makes financial sense by comparing your current loan against a new one with different rates or terms. The key metric is the break-even point — the number of months it takes for monthly savings to recover the closing costs.

Panduan Langkah demi Langkah

1Enter your data
2System calculates

Contoh Terpecahkan

Masukan

300k @ 4.5%, 25 years, refi @ 3.75%, closing 3000

Hasil

New payment: 1398 (saves 120/month), break-even: 25 months

Account for inflation

Kesalahan Umum yang Harus Dihindari

✕Inaccurate inputs
✕Outdated assumptions

Pertanyaan yang sering diajukan

What does this calculator do?

Enter your data

How do I use this calculator?

System calculates

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