Cara Menghitung Net Worth
learn.whatIsHeading
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive snapshot of personal or business financial health at a single point in time.
Panduan Langkah demi Langkah
- 1List all assets: cash, investments, property, vehicles, valuables
- 2List all liabilities: mortgages, loans, credit card balances, taxes owed
- 3Sum each category separately
- 4Net worth = Total assets − Total liabilities
Contoh Terpecahkan
Masukan
Assets $350,000 · Liabilities $180,000
Hasil
$170,000 net worth
Positive net worth — assets exceed debts
Masukan
Assets $80,000 · Liabilities $95,000
Hasil
−$15,000 net worth
Negative net worth — common early in career