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Cara Menghitung Payback Period

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Payback period is how long it takes for an investment to recover its initial cost through cash inflows. Simple but ignores time value of money; discounted payback is more accurate.

Rumus

Payback = Year before recovery + (Unrecovered cost / Cash flow in recovery year)

Panduan Langkah demi Langkah

  1. 1List cash inflows by year
  2. 2Accumulate until initial investment is recovered
  3. 3Calculate exact time within the recovery year

Contoh Terpecahkan

Masukan
Initial: $10k, Flows: $3k, $4k, $5k
Hasil
Payback ≈ 2.2 years
Recovers in early year 3

Kesalahan Umum yang Harus Dihindari

  • Ignoring time value of money
  • Not handling cash inflows before payback

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