Critical Illness Cover Calculator
Annual Income ($)
Outstanding Mortgage ($)
Other Debts ($)
Savings ($)
Critical illness cover pays a tax-free lump sum on diagnosis of specified serious conditions. It is designed to cover the financial shock of a serious diagnosis — debt, treatment costs, income replacement.
- 1Recommended: mortgage + debts + 5× income − liquid savings
- 2Cancer accounts for ~60% of claims; heart attack ~15%; stroke ~10%
- 3Premium depends on age, health, smoking status, and sum assured
- 4Review coverage after major life events
£220k mortgage, £55k income, £20k savings=Recommended cover ≈ £220k + £275k − £20k = £475k
| Condition | % of claims |
|---|---|
| Cancer | ~60% |
| Heart attack | ~15% |
| Stroke | ~10% |
| MS | ~3% |
| Other | ~12% |
References
🔒
100% Gratuito
Nessuna registrazione
✓
Preciso
Formule verificate
⚡
Istantaneo
Risultati immediati
📱
Compatibile mobile
Tutti i dispositivi