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A balance transfer calculator determines whether moving high-interest credit card debt to a new card with a 0% introductory APR makes financial sense, factoring in transfer fees (typically 3–5%) and the promotional period length. A $5,000 balance at 24% APR transferred to 0% for 15 months saves ~$1,500 in interest.

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Result computed by the formula

Errori comuni da evitare

✕Measurement errors
✕Wrong assumptions

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