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A car lease vs buy calculator compares the total financial cost of leasing a new vehicle against purchasing it outright or with finance. It helps drivers make an objective decision based on monthly cost, total cost, and usage patterns.

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1. 1Lease cost: monthly payments × lease term + initial payment + excess mileage charges + no asset at end
2. 2Buy cost: purchase price + finance interest − resale value at equivalent period
3. 3Compare total out-of-pocket cost, not just monthly payment

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