learn.howToCalculate
learn.whatIsHeading
Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.
Guida passo passo
- 1Input all debts with balances and rates
- 2Order by interest rate (highest first)
- 3Calculate payoff timeline and total interest
Esempi risolti
Ingresso
Credit card 18%, student loan 4%, car 5%
Risultato
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant
Errori comuni da evitare
- ✕Not accounting for minimum payments
- ✕Neglecting new charges during payoff
Domande frequenti
Vs. snowball method?
Avalanche saves most money; snowball provides psychological wins (small balances first).
Pronto per calcolare? Prova la calcolatrice gratuita di Debt Avalanche
Provalo tu stesso →