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Effective tax rate is total tax paid divided by total income, showing the true percentage of income paid as tax. It differs from marginal rate which applies only to the next dollar earned.

Formula

Effective rate = Total tax / Total income

Guida passo passo

  1. 1Calculate tax owed based on tax brackets and income
  2. 2Divide total tax by total income
  3. 3Result is the actual average percentage rate

Esempi risolti

Ingresso
Income: $80k, Tax: $12k
Risultato
Effective rate: 15%
vs marginal rate applied to top bracket

Errori comuni da evitare

  • Confusing effective with marginal rate
  • Not accounting for all income sources

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