learn.howToCalculate
learn.whatIsHeading
Future Value (FV) calculates what a current sum of money will be worth at a future date, given a rate of return. It is the foundation of investment planning — showing the power of compound growth over time.
Guida passo passo
- 1FV of lump sum: FV = PV × (1 + r)^n
- 2FV of regular payments: FV = PMT × ((1+r)^n − 1) / r
- 3PV = present value, r = periodic rate, n = periods, PMT = payment amount
- 4Compounding frequency matters: daily > monthly > annually
Esempi risolti
Ingresso
$10,000 today at 8% for 20 years
Risultato
$46,610
More than 4× the original — compounding at work
Ingresso
$500/month at 7% for 30 years
Risultato
$566,765
Only $180,000 contributed — $386k is growth
Pronto per calcolare? Prova la calcolatrice gratuita di Future Value
Provalo tu stesso →