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Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive snapshot of personal or business financial health at a single point in time.
Guida passo passo
- 1List all assets: cash, investments, property, vehicles, valuables
- 2List all liabilities: mortgages, loans, credit card balances, taxes owed
- 3Sum each category separately
- 4Net worth = Total assets − Total liabilities
Esempi risolti
Ingresso
Assets $350,000 · Liabilities $180,000
Risultato
$170,000 net worth
Positive net worth — assets exceed debts
Ingresso
Assets $80,000 · Liabilities $95,000
Risultato
−$15,000 net worth
Negative net worth — common early in career