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Future Value of Annuity ಅನ್ನು ಹೇಗೆ ಲೆಕ್ಕ ಹಾಕುವುದು

Future Value of Annuity ಎಂದರೇನು?

The future value of an annuity is the total value at a future date of a series of equal periodic payments invested at a fixed rate. Used to project retirement account balances, savings plan outcomes, and investment portfolio growth.

ಹಂತ-ಹಂತದ ಮಾರ್ಗದರ್ಶಿ

  1. 1FV (ordinary annuity) = PMT × ((1+r)^n − 1) / r
  2. 2FV (annuity due, paid at start) = FV ordinary × (1+r)
  3. 3PMT = payment per period, r = periodic rate, n = number of periods
  4. 4Payments at the beginning of each period (annuity due) earn one extra period of interest

Worked Examples

ಇನ್ಪುಟ್
$500/month at 7%/year for 30 years
ಫಲಿತಾಂಶ
$566,765
Only $180,000 contributed
ಇನ್ಪುಟ್
$1,000/month at 8%/year for 20 years
ಫಲಿತಾಂಶ
$589,020
Invested $240,000, gained $349k

ಲೆಕ್ಕಾಚಾರ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಾ? ಉಚಿತ Future Value of Annuity ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಅನ್ನು ಪ್ರಯತ್ನಿಸಿ

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