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Loan Mortgage ಅನ್ನು ಹೇಗೆ ಲೆಕ್ಕ ಹಾಕುವುದು

Loan Mortgage ಎಂದರೇನು?

A loan/mortgage calculator computes monthly payments, total interest, and an amortization schedule for any installment loan. The formula distributes equal payments that cover both interest and principal, with interest-heavy payments early and principal-heavy payments later.

ಹಂತ-ಹಂತದ ಮಾರ್ಗದರ್ಶಿ

  1. 1Monthly payment = P × r(1+r)^n / ((1+r)^n − 1)
  2. 2Early payments are mostly interest; late payments are mostly principal
  3. 3Amortization schedule shows the exact breakdown each month
  4. 4Total interest = (Monthly payment × n) − Principal

Worked Examples

ಇನ್ಪುಟ್
$300,000 mortgage, 7%, 30 years
ಫಲಿತಾಂಶ
$1,996/month, $418,527 total interest
Pay 2.4× the loan amount total
ಇನ್ಪುಟ್
Same but 15-year term
ಫಲಿತಾಂಶ
$2,696/month, $185,266 interest
Save $233k in interest at $700/mo more

ಸೆಟ್ಟಿಂಗ್‌ಗಳು