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Rent vs Buy ಅನ್ನು ಹೇಗೆ ಲೆಕ್ಕ ಹಾಕುವುದು

Rent vs Buy ಎಂದರೇನು?

A rent vs buy calculator compares the total cost of renting a home against buying one over a given time horizon. It accounts for mortgage payments, opportunity cost of the down payment, maintenance, taxes, and rental increases.

ಹಂತ-ಹಂತದ ಮಾರ್ಗದರ್ಶಿ

  1. 1Cost to buy: mortgage payments + maintenance (1–2% of value/year) + property taxes + insurance − equity built + opportunity cost of down payment
  2. 2Cost to rent: rent + renters insurance + investing the down payment at market returns
  3. 3The "break-even point" is when the cumulative cost of buying drops below renting

Worked Examples

ಇನ್ಪುಟ್
£300k house · £60k deposit · 5% mortgage · vs £1,200/month rent
ಫಲಿತಾಂಶ
Break-even at approx year 7
Highly dependent on house price growth and investment returns

ಲೆಕ್ಕಾಚಾರ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಾ? ಉಚಿತ Rent vs Buy ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಅನ್ನು ಪ್ರಯತ್ನಿಸಿ

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