A safe withdrawal rate (SWR) calculator determines how much can be withdrawn annually from a retirement portfolio without running out of money. The "4% rule" — backed by the Trinity Study — suggests that withdrawing 4% in year 1 and adjusting for inflation has historically sustained a 30-year retirement. Lower SWRs (3–3.5%) are safer for longer retirements.
Difficulty:beginner
References
🔒
100% 무료
가입 불필요
✓
정확
검증된 공식
⚡
즉시
즉각적인 결과
📱
모바일 지원
모든 기기