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A currency exchange calculator converts an amount between currencies using a mid-market rate, then models the bank spread and fixed fees applied by financial institutions to show what you actually receive.

공식

Bank Rate = Mid-market Rate × (1 − Spread%)

단계별 가이드

1Mid-market Rate = true interbank exchange rate
2Bank Rate = Mid-market Rate × (1 − Spread%)
3Amount Received = Amount × Bank Rate − Fixed Fee
4FX Cost = (Amount × Mid-market Rate) − Amount Received

풀어진 예시

입력

$1,000 USD to EUR, rate 0.92, 2% spread

결과

Bank rate 0.9016, receive €901.60, cost $18.40

입력

£500 to USD, rate 1.27, 1.5% spread

결과

Receive $624.98 vs $635.00 at mid-market

입력

$500, 3% spread + $5 fixed fee

결과

Effective total FX cost = $20 (4% of amount)

자주 묻는 질문

What is Currency Exchange?

How accurate is the Currency Exchange calculator?

The calculator uses the standard published formula for currency exchange. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Currency Exchange calculator use?

This calculator works with inches, percentages. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the Currency Exchange calculator use?

The core formula is: Mid-market Rate = true interbank exchange rate. Each step in the calculation is shown so you can verify the result manually.

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