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Financial mathematics covers the time value of money — present and future values, annuities, and the Rule of 72. It is the quantitative foundation of all finance.

공식

Future value: FV = PV × (1 + r)ⁿ

FV: PV × (1 + r)ⁿ — PV × (1 + r)ⁿ
PV: FV / (1 + r)ⁿ — FV / (1 + r)ⁿ

단계별 가이드

1Future value: FV = PV × (1 + r)ⁿ
2Present value: PV = FV / (1 + r)ⁿ
3Annuity FV: PMT × [(1+r)ⁿ−1]/r
4Rule of 72: years to double = 72 / interest rate %

풀어진 예시

입력

$10,000 at 7% for 10 years

결과

FV = $10,000 × 1.07¹⁰ = $19,672

자주 묻는 질문

What is Financial Math?

Financial mathematics covers the time value of money — present and future values, annuities, and the Rule of 72. It is the quantitative foundation of all finance

How accurate is the Financial Math calculator?

The calculator uses the standard published formula for financial math. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Financial Math calculator use?

This calculator works with inches, percentages. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the Financial Math calculator use?

The core formula is: Future value: FV = PV × (1 + r)ⁿ. Each step in the calculation is shown so you can verify the result manually.