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Calculates required minimum distributions from retirement accounts based on age and account balance.
공식
RMD = Account Balance / Life Expectancy Factor (IRS table)
단계별 가이드
- 1Enter retirement account balance
- 2Input your age
- 3Calculate required annual distribution
풀어진 예시
입력
Account $500,000, age 72
결과
RMD ≈ $18,385
IRS RMD requirement at 72 years
피해야 할 일반적인 실수
- ✕Using wrong IRS life expectancy tables
- ✕Confusing inherited vs own retirement account rules
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