Kaip apskaičiuoti Compound
Kas yra Compound?
Compound interest earns returns on both the initial principal and previously accumulated interest. This creates exponential growth. Simple interest, by contrast, only grows on the original principal.
Žingsnis po žingsnio vadovas
- 1A = P(1 + r/n)^(nt) for periodic compounding
- 2A = Pe^(rt) for continuous compounding
- 3Rule of 72: years to double ≈ 72 ÷ annual rate %
Worked Examples
Įvestis
$1,000 at 5%, 10 yrs (annual)
Rezultatas
$1,628.89
Interest: $628.89
Įvestis
$1,000 at 5%, 10 yrs (monthly)
Rezultatas
$1,647.01
$18 more from monthly compounding