Kā aprēķināt Periodic Interest Rate
Kas ir Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Soli pa solim ceļvedis
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Worked Examples
Ievade
6% annual · monthly compounding
Rezultāts
Periodic rate = 6% / 12 = 0.5% per month
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