Loan ची गणना कशी करावी
Loan म्हणजे काय?
Loan amortization spreads equal payments over the loan term. Each payment first covers accrued interest, with the remainder reducing the principal. Early payments are mostly interest; later ones mostly principal.
चरण-दर-चरण मार्गदर्शक
- 1Convert annual rate to monthly: r = annual rate ÷ 12
- 2Calculate n = total payments (years × 12)
- 3Apply: M = P × r(1+r)ⁿ / ((1+r)ⁿ − 1)
- 4Total interest = (M × n) − P
Worked Examples
इनपुट
$10,000 at 6% for 3 yrs
परिणाम
$304.22/mo
Total interest: $951.92
इनपुट
$250,000 at 7% for 30 yrs
परिणाम
$1,663/mo
Total interest: $348,773