Hard Money Lening Rekenmachine

Calculate terms and costs for hard money loans used in real estate investing

Determine the loan amount needed Then: Apply the hard money interest rate (typically 8-15%) Then: Add origination fees and points.

Example: Input Loan: $100,000, Rate: 12%, Term: 1 year, Fees: $3,000 gives a result of Total Cost: $15,000 (Much higher cost than traditional mortgages).

Yes — completely free with no registration, download, or subscription required. All calculations happen instantly in your browser.

Our Hard Money Lening Rekenmachine uses verified mathematical formulas and is accurate to multiple decimal places. Results are calculated in real-time using the same methods used by professionals.

This calculator is for educational and estimation purposes. For major financial decisions — especially mortgages, investments, or tax planning — always consult a qualified financial adviser.