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529 college savings plan calculator estimates education cost and required savings using investment growth and inflation assumptions.

Stapsgewijze handleiding

  1. 1Input child age, college age, annual cost, inflation rate, expected return
  2. 2Calculate total needed and monthly savings required
  3. 3Show plan balance at college time

Uitgewerkte voorbeelden

Invoer
Newborn, 18-year public state school
Resultaat
Need ~$150,000 at 3% education inflation, requires ~$450/month at 7% return
Cost and savings vary significantly

Veelgemaakte fouten om te vermijden

  • Under-estimating college cost inflation
  • Not accounting for scholarships/aid

Veelgestelde vragen

Should I open 529?

Yes, tax-deferred growth valuable; but student loan options also available.

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